Hybrid Senior Loan Underwriter Job at National Mortgage Staffing, New York, NY

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  • National Mortgage Staffing
  • New York, NY

Job Description

Senior Loan Underwriter (Senior Program Manager) – Hybrid | New York

Our client, a not-for-profit mortgage lender dedicated to supporting affordable homeownership in New York, is seeking an experienced Senior Loan Underwriter (Senior Program Manager) to join their Lending/Servicing team. This is a hybrid role intended for candidates within commuting distance of their office.

The ideal candidate will bring deep residential underwriting expertise along with a commitment to supporting homeowners across New York, particularly in underserved communities.

Responsibilities

  • Maintain established underwriting SLAs and ensure compliance with SONYMA, FNMA, and Freddie Mac guidelines

  • Approve, decline, or suspend residential mortgage loan submissions

  • Review and validate credit, liabilities, fraud, and property documentation

  • Ensure compliance with CFPB, RESPA, TRID, REG Z, and fair lending requirements

  • Track and report on end-to-end pipeline management in collaboration with leadership

  • Work closely with internal stakeholders to expedite underwriting and closing timelines

  • Assist with title corrections, QC checks, and closings as needed

  • Provide responsive, professional communication to homeowners, housing counselors, and partners

  • Enter accurate data into systems to maintain integrity and compliance

Qualifications

  • Bachelor’s degree or equivalent experience in residential mortgage underwriting

  • 10+ years of experience as a residential underwriter or underwriting manager (bank, credit union, mortgage lender, or CDFI)

  • Proven expertise with mortgage loan documents, guidelines, and closing policies

  • Advanced analytical skills and ability to manage complex files

  • Proficiency with Google Suite, Microsoft Office, and familiarity with Byte or comparable LOS and Salesforce

  • Strong organizational skills and ability to prioritize in a fast-paced environment

  • Passion for promoting affordable homeownership and supporting underserved communities

Compensation & Benefits

  • Salary range: $82,000 – $90,000

  • Comprehensive benefits package

Please note: National Mortgage Staffing does not determine the salary, requirements, or qualifications for this role. We are contractually required to follow the criteria set forth by our clients.

Job Tags

Work at office,

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